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José Ángel
José, 54, is married and has three children. He learned to farm at a young age, helping his father and his siblings cultivate the land. Since then he has worked in agriculture and livestock. This is why he has a lot of experience in his job, which for many years has been his support and that of his family.

He buys soil amendments, fertilizer, and other inputs in the closest city, about 30 minutes from his house. He takes a bus that goes by only once a day, so he has to pay attention to the time. To go out and wait for the bus he has to walk some 15 minutes. His children have the cart ready to carry the sacks to the house.

The loan he's requesting from Fundación Campo is to buy seed, fertilizer, soil amendments, herbicide, and pesticide for the crops. This way he'll cover his household needs with the profits from the sale of the harvest and save a little money for the next planting.

His goal is to cultivate more land to improve his family's quality of life.
View original language description ↓
José tiene 54 años de edad, es casado y tiene tres hijos. Aprendo a trabajar la tierra a temprana edad ayudando a su padre y a sus hermanos a cultivar la tierra desde entonces se he dedicado al trabajo de la agricultura y ganadería. Por ese motivo, posee mucha experiencia en su trabajo ya que por muchos años a sido el sustento suyo y de su familia. El abono, fertilizantes, entre otros insumos, los compra en la ciudad mas cerca que se encuentra a 30 minutos de su lugar de residencia, se traslada en un autobús que pasa solo una vez al día y debe estar pendiente de la hora; para salir esperar el autobús tiene que caminar unos 15 minutos, sus hijos deben tener lista la carreta para llevar los sacos para la casa.

El préstamo que esta solicitando a Fundación Campo, es para comprar semilla, fertilizantes, abono, herbicidas, pesticidas, para cultivar. De esta manera, cubrirá las necesidades de su hogar con las ganancias que le deje la venta de la cosecha y ahorrar un poco para la próxima siembra. Su propósito es, cultivar más cantidad de terreno, mejorando la calidad de vida de su familia.


Additional Information

More information about this loan

This loan is part of a CrediCampo project to help rural farmers living in extreme poverty plant basic grains to feed their families. Excess product is sold on the local market. These loans are smaller than the typical loans offered by this field partner, and guarantee requirements are also reduced. Individuals who receive this type of loan also get access to technical assistance, information on good environmental practices and increased access to farm inputs like fertilizer. This is considered a high risk loan due to the population and loan purpose, and CrediCampo is one of the very few institutions in El Salvador willing to working with these farmers.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $4,900
    Average annual income
  • 477
    View loans »
    El Salvador Loans Fundraising
  • $23,302,875
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped José Ángel to buy seed and agricultural supplies.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jun 11, 2013
Listed
Jun 25, 2013
Currency Exchange Loss:
N/A
Ended:
Apr 16, 2014