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El Calvario Group
In this Group: Ruperta, Olivia, Gustavo, Miguel

Update on El Calvario Group

Olivia, 39, is the mother of three children two of which are no longer dependent on her. The eldest got married and has a little girl and the next one works and helps her with household expenses and the youngest attends primary school. She’s from the community of Crescencio Morales, a place rich in nature with beautiful scenery. It’s a Mazahua indigenous zone and most of the people dress and speak the Mazahua dialect. She belongs to a group called “El Calvario” (Calvary).

Olivia’s business is raising sheep to sell and she also grows avocados. When they are in season she goes out to sell them by the bucketful in Zitácuaro. She’s married to Santos who lives in the United States and helps her with household expenses. She opened her business because her three children used to attend school and her husband's stipend that he would send her wasn’t enough. She gradually saved up to buy sheep to raise and then sell in her town. She says that the months she sells the most are May which is when school lets out and the sheep are needed for parties given for the graduates and also in December for the Christmas feasts.

Now, she’s asking for a loan to buy feed, vaccines and anti-parasitic agents and to buy organic manure and insecticide so that her trees will be in better condition and produce better quality fruit.

The other three group members are Ruperta, Gustavo and Miguel and they will invest their loans in the purchase of sheep and feed for them.
View original language description ↓
Olivia tiene 39 años de edad es madre de 3 hijos dos de ellos ya no dependen de ella, la mayor se caso y tiene una niña y el que sigue trabaja y le ayuda con los gastos de la casa y la menor estudia la primaria, ella es originaria de la comunidad de Crescencio Morales un lugar rico en naturaleza y con unos paisajes hermosos, ahí es una zona indígena Mazahua, la mayoría de las personas visten y hablan el dialecto mazahua. Ella pertenece a un grupo llamado El Calvario. Olivia tiene un negocio de cría y venta de borregos y también tiene una huerta de aguacates los cuales cuando es temporada sale a venderlos a la población de Zitacuaro por cubetas. Ella está casada con Santos quien vive en Estados Unidos y le ayuda con los gastos del hogar, ella puso su negocio por que antes sus 3 hijos iban a la escuela y no le alcanzaba lo que su esposo le mandaba de remesas, y poco a poco fue ahorrando para comprar borregos criarlos y venderlos en su pueblo, dice que en los meses cuando vende mas es en mayo ya que son las clausuras de las escuelas y ocupan los borregos para las fiestas que les hacen a los graduados y también en el mes de diciembre por las fiestas de navidad, ahorita ella esta pidiendo un crédito para la compra de alimento, vacunas, desparasitantes y para comprar abono orgánico e insecticidas para que estén en mejores condiciones sus árboles y así poder sacar fruto de buena calidad. Los otros 3 integrantes del grupo se llaman Ruperta, Gustavo y Miguel ellos invertirán sus créditos para la compra de borregos y alimentos para estos.


Previous Loan Details

Miguel, 66, is a native of the indigenous community of Mazahua-Otomí. He is a member of the communal bank "El Calvario." He says that for 3 years he has been raising and selling sheep, and he also has a small grocery store in his house where he sells basic consumer products. His wife helps him... More from El Calvario Group's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 13
    View loans »
    Mexico Loans Fundraising
  • $17,543,625
    Funds lent in using Kiva
  • 13.3
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of El Calvario Group's $3,775 loan helped a member to buy sheep, feed and vaccines.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 13, 2013
Listed
Jun 25, 2013
Currency Exchange Loss:
Possible
Ended:
Jan 17, 2014