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This client lives in the El Paraíso zone. He started his business 8 years ago selling blended drinks and breakfast from 5am until 1pm every day. His business gradually improved.

He currently has a small stand where he sells blended fruit drinks and grilled sandwiches. His income gradually improved. He sells the blended fruit drinks for $1.25 each and also sells grilled sandwiches. One of the difficulties he has to work is his disability but despite it he continues working to continue generating family income.

He has many hopes for his business which is why he wants to buy drinking glasses, milk, cheese and fruit to make more blended drinks and grilled sandwiches to improve and increase the number of breakfasts he delivers to his customers.
View original language description ↓
El cliente vive en la zona del Paraiso. Comenzó su negocio hace 8 años atrás vendiendo batidos y desayunos desde las 05:00am hasta las 13:00pm todos los días. Poco a poco fue mejorando su negocio.

En la actualidad ya tiene un pequeño puesto donde vende batidos de frutas y tostadas. Poco a poco a mejorado sus ingresos. Cada batido lo vende a $ 1.25, también vende tostadas. Una de sus dificultades para trabajar es su discapacidad, a pesar de eso sigue trabajando para seguir generando ingresos con su familia.

Tiene muchas aspiraciones con su negocio por eso quiere comprar vasos, leches, queso, frutas para hacer mas batidos y tostadas y así mejorar el volumen de entrega de desayunos a sus clientes.

Additional Information

More information about this loan

This loan is for a Kiva borrower living with a disability. These borrowers face high barriers to obtain loans due to their health condition. Kiva Field Partner Banco D-MIRO combines their loan with free health and life insurance to help borrowers generate the capital necessary to develop and run a business.  

Due to potential safety risks facing disabled borrowers and the need to protect their privacy, the faces of borrowers from Banco D-MIRO may be blurred in photos.

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 94
    View loans »
    Ecuador Loans Fundraising
  • $25,028,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped this borrower to buy drinking glasses, milk and cheese.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 22, 2013
Jun 25, 2013
Currency Exchange Loss:
Jul 2, 2014