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Aviwiwe Jesuton Group
In this Group: Gisèle, Clémentine, Valentine Hodédogbé
AVIWIWE JESUTON is a group of three persons whose members are friends or are related. The group's representative, Gisèle (the one in the photo with her hand raised) is 39 years old and has had little schooling. She is married to a man named Casimir. The couple have four children, not all in school, and all are in their care. Gisèle lives with her husband and children. She and her husband jointly ensure that household expenses are covered. To do so, she has been selling firewood and various goods out of her home for ten years. She gets her supplies from a market in Benin.

With the goal of bolstering her business and satisfying customer demand, Gisèle joined with the other members of the group AVIWIWE JESUTON to request a sixth loan from ALIDé. The previous loans were indeed paid back.
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AVIWIWE JESUTON est un groupe de trois personnes, dont les membres sont des amies et ont un lien de parenté. La représentante du groupe, nommée Gisèle (est celle qui a la main levée sur la photo) est âgée de 39 ans. Gisèle n’a pas fréquenté l’école. Gisèle est mariée à un certain Casimir. Le couple a quatre enfants, dont certains scolarisés et tous à leur charge. Gisèle vit avec son mari et ses enfants. Le couple assure ensemble les charges de ménage. Pour ce faire, Gisèle vend des bois de chauffage et divers articles à son domicile depuis dix ans. Gisèle s'approvisionne dans un marché du Bénin. Dans le but de renforcer son activité et de satisfaire la demande de sa clientèle, Gisèle s’associe avec les autres membres du groupe AVIWIWE JESUTON pour solliciter un sixième crédit auprès de ALIDé. Les prêts antérieurs ont été bien remboursés.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 495.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Aviwiwe Jesuton Group's $575 loan helped a member to purchase firewood.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 23, 2013
Listed
Jun 25, 2013
Currency Exchange Loss:
Possible
Ended:
Apr 9, 2014