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Esmeralda
Esmeralda, age 53, lives in her own home with her child. She has a store where she sells basic staples, beans, milk, eggs, bread, etc. She has had her business for many years, and this has given her experience in sales that allows her to make a better income. Her business is located in her home, in a high-traffic area; this has made her a lot of customers. Her store is more stocked and people prefer it. She stays ahead of the competition because she always has what her customers need, and sells high-quality products at accessible prices and with unrivalled service. She is always at her customers' beck and call. Like all good businesspeople, she wants to expand her business and make a new investment, but she needs capital. For this reason, she is requesting a loan from INTEGRAL which will allow her to buy basic staples, candy, eggs, bread, drinks, etc. This way, she will be able to provide her family with better economic stability.
View original language description ↓
Doña esmeralda de 53 años de edad vive en casa propia con su hijo, ella posee una tienda donde vende artículos de primera necesidad, frijoles, leche, huevos, pan, entre otros, tiene muchos años con su negocio y eso le ha regalado experiencia en las ventas que le permite obtener las mejores ganancias, está ubicada en el lugar de su residencia en una localidad muy transitada, se ha hecho de mucha clientela, pues tiene la tienda mas surtida, las personas la prefieren y la mantienen delante de la competencia porque siempre tiene lo que necesitan con producto de calidad, a precios accesibles y con un servicio inigualable siempre a la orden de los clientes, como toda buena comerciante quiere acrecentar el negocio y realizar una nueva inversión pero necesita de capital por eso le solicita a INTEGRAL un crédito que le permita comprar granos básicos, golosinas, huevos, pan, bebidas, etc. y asi poderle dar a su familia una mejor estabilidad económica.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 753
    View loans »
    El Salvador Loans Fundraising
  • $26,264,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Esmeralda to buy basic staples, candy, eggs, bread, drinks, etc.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 23, 2013
Listed
Jun 25, 2013
Currency Exchange Loss:
N/A
Ended:
Nov 20, 2014