She’s also been able to use some money she had saved to invest in a small restaurant where she sells lunches. Gradually her income has been improving since she’s a single mother and has a son attending public school.
One of her difficulties is that she is handicapped so she’s unable to work at 100%. She wants to use the loan to buy cosmetics, perfume, cream and foodstuffs to sell lunches and to improve the merchandise se sells to her customers.
En la actualidad vende cosméticos. También ha podido con un dinero que tenia ahorrado invertir en un pequeño restaurante donde vende almuerzos. Poco a poco esta mejorando sus ingresos ya que ella es madre soltera. Tiene un hijo que estudia en una escuela fiscal. Una de sus dificultades es que tiene una discapacidad que le impide trabajar al 100%.
Con el préstamo quiere comprar cosméticos, perfumes, cremas, víveres para vender almuerzos y así mejorar la mercadería que vende a sus clientes.
More information about this loan
This loan is for a Kiva borrower living with a disability. These borrowers face high barriers to obtain loans due to their health condition. Kiva Field Partner Banco D-MIRO combines their loan with free health and life insurance to help borrowers generate the capital necessary to develop and run a business.
Due to potential safety risks facing disabled borrowers and the need to protect their privacy, the faces of borrowers from Banco D-MIRO may be blurred in photos.
About Banco D-MIROBanco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.
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