Today she is looking for a loan in order to start a new business, raising and fattening chickens. This will allow her family to have a better quality of life. Luz would like to have a permanent place for her business. She hopes to buy chickens of various ages in order to have a continuous production of chickens. With this loan she would like to buy chicken coops and food. She dreams of growing her business. She hopes that it will last through time.
Hoy se encuentra en búsqueda de un crédito con el fin de iniciar con su proyecto de negocio; cría y engorde de pollos, actividad que le permitirá mejorar la calidad de vida de su grupo familiar.
Luz desea tener una producción permanente y para ello espera comprar los pollos de diferentes edades y asegurarse de una producción secuencial.
Con el crédito espera además, adecuar los galpones y compra de concentrado.
Sueña con poder constituir su negocio y lograr que sea perdurable en el tiempo.
More information about this loan
By supporting this loan, you're helping a borrower launch a new business!
This loan is designed for an entrepreneur who needs working capital to start a brand new business. Along with the loan, Kiva's field partner Interactuar provides counseling, training courses, and other financial resources to help new, riskier entrepreneurs set up young businesses.
Important InformationThis loan is structured on Kiva as a bullet loan, which means a single payment is required at the end of the loan term. By Colombian law, Kiva's partner Interactuar is required to offer borrowers loans with a variable interest rate that fluctuates with the market rate. Because fixed monthly payments are applied first to interest and then to principal, Interactuar is unable to predict upfront what portion of each repayment would go towards the loan principal. This creates a challenge with Kiva's system, which doesn't allow for unpredictable principal payments, and can result in some Interactuar clients appearing falsely delinquent. To remedy this, the loan has an end-of-term repayment plan on Kiva, but the borrower will continue scheduled monthly repayments to Interactuar, who will then pass along the principal amount to Kiva lenders. This means that you may see repayments made on this loan throughout the repayment term, as opposed to receiving repayment in full at the end of the loan term.
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