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Yiriwa Group
In this Group: Djènèba , Kadiatou , Mariétou , Marama
The four members of the Yiriwa group are for the most part married women who live in monogamous families. They average 32 years of age and two children each. They all live in Ouolofobougou, in commune III of the district of Bamako (capital of Mali) and they know one another through their income-generating activities, which they conduct at the market of Ouolofobougou. The group members practice different activities such as the sale of onions, atieké (a dish made from cassava), fresh fish and charcoal. In an effort to expand their activities, they joined the Soro Yiriwaso microfinance organization. This is their first group loan.

Mrs. Djènèba (1st from the left) has a great reputation as a seller of vegetables at the market of Ouolofobougou. She will use her loan to buy 10 bags of onions. She buys her stock at the market, and sells for cash at the neighborhood market to a clientele consisting mostly of women.

She expects to earn an average monthly profit of 35,000 FCFA, which she will use to cover some of the household’s expenses and to reinvest in her activity. Her goal is to strengthen their partnership with Soro Yiriwaso in order to be able to obtain numerous loans.
Les quatre femmes du groupe Yiriwa sont majoritairement mariées dans des ménages monogamiques. Elles ont en moyenne 32 ans et 2 enfants. Elles habitent toutes dans le quartier de Ouolofobougou dans la commune III du district de Bamako (capitale du Mali) et se sont connues à travers leurs activités génératrices de revenu au marché de Ouolofobougou. Les membres du groupe mènent différentes activités génératrices de revenus, telles la vente d’oignons, d’atieké, de poisson frais et du charbon de bois. Dans le souci d’élargir et d’agrandir leurs activités, elles ont décidé de faire recours à Soro Yiriwaso et sont à leur premier prêt en solidaire.
Madame Djènèba (la 1ère femme debout à l’extrême gauche) a une grande notoriété dans la vente des légumes dans le marché de Ouolofobougou. Elle compte utiliser son prêt pour acheter 10 sacs d’oignons. Elles s’approvisionnent au marché. Elle mène ses activités au comptant au marché du quartier à une clientèle constituée majoritairement de femmes. Elle compte réaliser avec ce prêt un bénéfice moyen de 35.000 FCFA par mois, qui sera utilisé, pour satisfaire les petits besoins du foyer et investir le reste dans son activité. Madame a pour objectif de fidéliser ce partenariat avec Soro Yiriwaso afin d’en profiter beaucoup de prêt.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 30
    View loans »
    Mali Loans Fundraising
  • $11,463,475
    Funds lent in using Kiva
  • 495.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD