Kadia (second on the left in the photo) is the group's condiment salesperson. She intends to use her loan to purchase one container of palm oil, five kilos of shea butter, one bag of salt and a half carton of tomato concentrate. She buys her supplies from wholesalers in the surrounding villages, and makes her sales in retail quantities - for both cash and credit - from her home and in the market, to a mixed clientèle. Kadia intends to generate an average monthly profit from this loan of 20,500 FCFA - which will be used to invest in the business, and to assist her husband with some of the family's expenses.
Les membres du groupe font le petit commerce, chaussures, de savons, jus et des condiments.
Dans le but d’augmenter leurs fonds de commerce, les membres du groupe ont intégrés Soro Yiriwaso et sont à leur 2ème cycle de prêt solidaire.
Madame KADIA (2ème à gauche sur la photo) est la vendeuse de condiment du groupe. Elle compte utiliser son prêt pour acheter, 1 bidon de l’huile de palme, 5 kilos de beurre de karité, 1 sac de sel, ½ carton de concentrée de tomate.
Elle s’approvisionne auprès des grossistes, dans les villages avoisinants et effectue ses ventes en détail, au comptant et à crédit, à domicile et au marché, à une clientèle mixte.
Madame KADIA compte réaliser avec ce prêt un bénéfice mensuel moyen de 20.500 FCFA qui sera utilisé, pour être réinvesti dans l’activité et aider son mari dans certaines dépenses familiales.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid