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Ilkin is 29 years old. He is a very hardworking and dedicated young man. He is married and has two children, six and four years old. He works at a construction site as a foreman. Due to his work, two years ago Ilkin bought a dairy cow and began an agricultural business. Now he sells dairy products and animals for meat. Ilkin dreams of finishing the building of his home and moving to live in his own house. He applied for a loan in order to buy a gate and fence for the home's yard.

Additional Information

About VisionFund AzerCredit:

Vision Fund AzerCredit was established in 1996 to provide credit to ensure people can take control over their own lives and livelihoods.

While VF AzerCredit works both in the urban and rural areas of Azerbaijan, the emphasis is placed on providing loans to micro and small rural entrepreneurs and self-employed poor, covering remote areas, which are not bankable.

AzerCredit provides group loans, agriculture loans and household and family loans for small and micro entrepreneurs.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Azerbaijan

  • $10,800
    Average annual income
  • 23
    View loans »
    Azerbaijan Loans Fundraising
  • $14,289,125
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Ilkin to buy a gate and fence for his home's yard.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 5, 2013
Jun 27, 2013
Currency Exchange Loss:
Jul 18, 2014