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Margaret
Margaret is a Kiva borrower who describes herself as optimistic and focused. She has taken a loan of KES 20,000 to buy a water tank, which will benefit the six members of her family. This will ensure they store enough clean water for use. Her source of income is selling milk. She faces a challenge of competition from other sellers in this business. She hopes that in the future, she will be able to sustain her family economically and get financial freedom. This is her third loan with SMEP DTM. Her previous loans were paid successfully.

Additional Information

More information about this loan

This loan is a part of SMEP's loan program to promote clean drinking water in partnership with Water.org. Called WASH (Water, Sanitation and Hygiene), this program offers three loan products:

1)      Loans designed to increase access to water. This includes financing for water tanks, water connections, water kiosks, pumps, filters, dispensers and catchment systems.

2)      Loans for sanitation improvements. This includes financing for the construction of bathrooms, toilets, septic tanks, soak pits, pit latrines, disposal units and incinerators.

3)      Loans for the drilling and construction of boreholes, shallow wells and water towers. This also includes the establishment and improvement of water treatment plants and chemicals.

WASH loan products carry greater risk than typical Kiva loans because they are used to fund non-income generating assets (in most cases), and therefore will need to be repaid with other sources of income. This income may already be contingent on other loans held by loan recipients.

About Kenya

  • $1,800
    Average annual income
  • 949
    View loans »
    Kenya Loans Fundraising
  • $41,678,675
    Funds lent in using Kiva
  • 85.7
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Margaret to buy a water tank.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 18, 2013
Listed
Jun 27, 2013
Currency Exchange Loss:
Possible
Ended:
Apr 16, 2014