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View original language description ↓
Karomat R. is a resident of Rudaki district. She's married and has a child. She embroiders cloth. To ensure smooth operation of her business, she would like to take out a loan to purchase beads and threads. She plans to repay the loan within 15 months. Her business brings in a decent income and so she is trying in any way possible to develop it.

Translation from the Russian by Josh Machleder, Kiva Volunteer

Розикова Каромат жительница района Рудаки. Замужем , имеет одного ребенка. Занимается вышиванием ткани. Хочет получить кредит для закупки бисера и ниток. Это поможет ей обеспечит себя бесперебойной работой. Погашать кредит планирует в течении 15 месяцев. Ее дело приносит не плохой доход , поэтому она старается всячески его развивать.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 121
    View loans »
    Tajikistan Loans Fundraising
  • $29,861,275
    Funds lent in using Kiva
  • 3.4
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Karomat purchase of materials.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Sep 16, 2008
Sep 1, 2008
Currency Exchange Loss:
Jan 15, 2010