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Serob has been breeding cattle for eight years. His livestock currently includes 3 cows, 6 calves, and 14 piglets. Serob works hard, gets dairy products and meat, and sells them in the city market. Agriculture is the only source of his income which helps to cover his family's daily needs. Serob's family consists of his wife and two school-aged children. To tackle financial hardships, Serob wants to enlarge his cattle-breeding business.

By requesting this loan he wants to purchase five calves. The loan is important for him to be able to get more income and give a better life to his family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 140
    View loans »
    Armenia Loans Fundraising
  • $14,433,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $3,000 helped Serob to pay for five calves.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jun 3, 2013
Jun 27, 2013
Currency Exchange Loss:
Jul 27, 2013