Him is 46 years old and lives in Reussey Keo district, Phnom Penh. She is married with four children. Three of them are her burden, while the oldest works in a garment factory to help cover the family expenses. To help her husband earn income, she has had a grocery store business for more than one year, generating a net profit of $3.00 per day.
She is now requesting a loan to purchase merchandise for her store, as the increase will lead to better sales. In the future, she hopes to save for expanding her store, increase the inventory, and thereby, earn more income to satisfy her family's needs.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.