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Him is 46 years old and lives in Reussey Keo district, Phnom Penh. She is married with four children. Three of them are her burden, while the oldest works in a garment factory to help cover the family expenses. To help her husband earn income, she has had a grocery store business for more than one year, generating a net profit of $3.00 per day.

She is now requesting a loan to purchase merchandise for her store, as the increase will lead to better sales. In the future, she hopes to save for expanding her store, increase the inventory, and thereby, earn more income to satisfy her family's needs.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 267
    View loans »
    Cambodia Loans Fundraising
  • $37,510,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Him to purchase merchandise for her store.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 23, 2013
Jun 27, 2013
Currency Exchange Loss:
Dec 17, 2014