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Kairuni Group
In this Group: Amaria , Esther , Linet , Jackline, Grace
Kairuni is a group of women farmers practicing potato and dairy farming. The members live in Meru, near Mt. Kenya in Eastern Kenya. The region is very productive for dairy farming due to the favorable weather conditions. Most families in the region have between two and ten cows, and therefore the sale of milk becomes their main source of income, alongside potato farming.

The women of Kairuni are very hardworking and take care of their families from the little income they get. However, they are highly challenged when it comes to getting fuel for cooking. Their homes are not connected to the electricity grid, and purchasing LPG gas is too expensive for them. They therefore use firewood, charcoal, and kerosene for cooking and lighting. It costs between $25 and $58 US to purchase charcoal and kerosene each month, and firewood from the nearby forests is highly guarded and restricted to ensure conservation, so getting firewood is also a challenge.

To overcome these challenges, VEP taught them that they could install biodigesters and use cleaner, better fuel that is also efficient without incurring on-going costs. To enable them to undertake this project, they have all benefited from this loan and construction has been initiated. With a biodigester, they will have increased savings that enable them to repay the loan and improve their lives. They can also spend more time with their families in place of the time previously spent collecting firewood. Bioslurry from the biodigester will also come in handy to replace commercial fertilizers in potato farming, hence increasing production and ensuring food security.

The group is usually represented by Madam Amaria who is seated second from the left. She is the group chair and the most educated. She is also the one who motivates and urges the group to embrace change. with her leadership the group will grow through many other projects as well.

Additional Information

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About Visionary Empowerment Programme

Visionary Empowerment Programme (VEP) is a nonprofit organization that empowers people to build their own enterprises through microfinance, training and other development services. In addition to providing loans to groups of borrowers, it works with established organizations to encourage installation of biogas digesters, solar energy products, clean cooking stoves and other technologies that reduce costs, poverty and greenhouse gas emissions.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Kenya

  • $1,800
    Average annual income
  • 709
    View loans »
    Kenya Loans Fundraising
  • $44,827,200
    Funds lent in using Kiva
  • 85.6
    Kenya Shillings (KES) = $1 USD