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Joan works hard to support three children. She is married and earns a living by raising pigs in the Philippines.

Joan requested a PHP 3,000 loan through NWTF in order to buy a solar lamp.

She is getting the solar lamp because she wants to save money by minimizing her kerosene expenses.

Joan is aware that by using the solar lamp, she is not only saving money, she is also helping the environment and reducing health and hazard risks to her family.

Additional Information

More information about this loan

This loan is part of NWTF's green loan program, which helps clients to gain access to environmentally friendly products that reduce pollution in the Philippines.

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 758
    View loans »
    Philippines Loans Fundraising
  • $63,325,000
    Funds lent in using Kiva
  • 43.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $75 helped Joan to purchase a solar lamp.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 31, 2013
Jun 27, 2013
Currency Exchange Loss:
Jan 17, 2014