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Seda is 58 years old. She lives in a small city, Vanadzor, with her husband. Their two children, a son and a daughter, are married and live separately with their own families. Seda graduated from the Department of Physics in the Vanadzor Pedagogical Institute. Now she works at the school as a teacher of physics while also tutoring one-on-one in the subject. She works at home in separate room. She is doing her work with pleasure and she says that she loves the children very much because dealing with them always keeps her feeling young and hale.

Seda is asking for a loan of 500.000 AMD to buy a computer and some new physics literature to make her courses more interesting and attractive.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 125
    View loans »
    Armenia Loans Fundraising
  • $14,350,650
    Funds lent in using Kiva
  • 417.2
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Seda to buy a computer and some new physics literature.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 22, 2013
Jun 27, 2013
Currency Exchange Loss:
Jun 17, 2014