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This is Susana, aged 46, and a resident of Caloocan, Philippines. She is married to Reynaldo, a driver. Together with her husband, Susana manages the household while operating a business. At this time, she is working hard to continually provide income for the family's everyday expenses.

Susana operates a mobile store. Her mobile store is basically a small houseware store, which retails plastic containers, dipper, pails, plastic flowers and basins to the local neighborhood. She transports her goods around her local community to sell the products. She earns money by purchasing supplies at wholesale prices and selling by the piece. Her regular customers are her neighbors and the local community. She earns a minimum of 1000 PHP in sales every day.

To help her continue to operate her business, she is requesting a loan of PHP 30, 000. She will use the loan to buy different products, such as dust pans, hangers, basins, pails, pitchers, glassware, laundry baskets, trays and other products needed for her store.

Susana hopes that her business will grow and have another branch. She meets up with her co-fellowship members to share stories of her work every week and where she can also draw strength and inspiration from the Word of God she studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay Micro Finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 1424
    View loans »
    Philippines Loans Fundraising
  • $59,280,625
    Funds lent in using Kiva
  • 43.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Susana to pay for different products, such as dust pans, hangers, basins, pails, pitchers, glassware, laundry baskets, trays and other products needed in her store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 29, 2013
Jun 27, 2013
Currency Exchange Loss:
Dec 17, 2013