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Dilorom is 34 years old. She is a divorcee with one child. Dilorom lives with her son in the city of Kulob. She has a university degree. She is a very good mother and a hard worker. Dilorom has experience working in the garment business and now wants to start a business in this area, as it is a profitable endeavor. She applied to the organization, so that she could get support to pursue her dreams. Dilorom is requesting a loan to buy sewing machines and fabric. She plans to sew dresses herself at home to sell, and by profiting, improve her life and at the same time develop her business.
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Дилорому 34 года. Она разведенная женщина с одним ребенком. Дилором живет вместе с сыном в городе Куляб. У нее высшее образование. Она очень хорошая мать и трудолюбивый человек. Дилором имеет опыт работы в швейном деле и теперь хочет начать собственный бизнес в этой области, так как это прибыльное дело. Она обратилась в организацию, чтобы получить поддержку в осуществлении своей мечты. Дилором запрашивает кредит для приобретения швейной машинки и ткани. Она планирует у себя на дому шить платья для продажи и за счет прибыли продвигать быт и одновременно развивать бизнес.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 199
    View loans »
    Tajikistan Loans Fundraising
  • $30,414,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Dilorom to buy sewing machines and fabric to sew.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 13, 2013
Jun 24, 2013
Currency Exchange Loss:
Aug 17, 2013