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Jamolidin is a widower and the father of four children. He has two daughters of the ages of 18 and 14 years, and two sons of the ages of 20 and 8 years. His eldest son is in the army, and the eldest daughter is a housewife. The two younger children are still in school. Jamolidin's wife died three years ago, and he raises his children by himself.

Jamolidin is a 42 years old man with higher education. He has worked as a medical doctor for 15 years. At the same time he also worked with livestock breeding, however after the death of his wife he stopped this activity. Currently Jamolidin would like to start his business of cattle sales again. He requests a loan for the purchase of eight heads of cattle and their fodder. He will save the money from this business for the future of his children.
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Чамолидин вдовец и отец четверых детей. У него две дочери в возрасте 18 и 14 лет, двое сыновей в возрасте 20 и 8 лет. Старший сын служит в армии, а старшая дочь домохозяйка, двое младших детей еще учатся в школе. Три года тому назад жена Чамолидина скончалась и он один воспитывает своих детей. Чамолидин 42-летний мужчина с высшим образованием. Он в течение 15 лет работает врачом. Одновременно он занимался и животноводством, однако после смерти жены приостановил эту деятельность. Сейчас Чамолидин хотел бы снова начать свой бизнес в области купли и продажи крупнорогатого скота. Он запрашивает кредит для закупа 8 голов крупнорогатого скота и их корма. Прибыль с деятельности он будет откладывать на будущее детей.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 183
    View loans »
    Tajikistan Loans Fundraising
  • $30,367,950
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD
A loan of $2,950 helped Jamolidin to purchase cattle for reselling.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 19, 2013
Jun 24, 2013
Currency Exchange Loss:
Jul 24, 2013