Update on Baby GirlBaby Girl was only 26 years old in 2011 when she was last listed on Kiva. Now she is 28 years old and single.
Baby Girl works hard to provide for her family. She runs a general store in the Philippines and requested a PHP 15,000 loan through NWTF to purchase additional items to sell in her general store like milk, coffee, eggs, laundry soap, bath soap and other groceries.
Baby Girl has borrowed and repaid 6 loans from NWTF before this loan. She has been running the general store for three years and also earns an income from an eatery.
She successfully paid back her previous loan on Kiva and is now requesting a new loan to further build her general store business.
Baby Girl aspires to save enough money to expand her business.
Previous Loan DetailsBaby Girl is 26 years old and single. She is a very hard-working entrepreneur. Baby Girl has a sari-sari (variety) store business in the Philippines. Baby Girl requested a PHP11,000 loan through NWTF to purchase assorted goods to sell in her sari-sari store . Baby Girl has been in this… More from Baby Girl's previous loan »
More information about this loan
On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>
About Negros Women for Tomorrow FoundationNegros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to women in low-income urban and rural communities.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid