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Sarou's Group
In this Group: Sarou, Saory
A married mother of five children, Sarou, 50, lives in a rural village of the Moung Russey District of Cambodia. Two of her children are still in school. To support her family, she and her husband farm rice and plant sesame as the main sources of her family’s income; they have been in this business for ten years. The current business earns her about 47,000 KHR per day to meet the family's needs.

Sarou has been with VisionFund for two cycles and has completely paid back her past loans, which have helped relieve her family’s burden. Now she is leading her group of two to apply for a new loan. As the leader, she wants to use her portion to buy fertilizer and seeds for her farmland; she will also use a portion of it to pay for labor. She hopes this loan will enable her to increase her family’s income to make a better life.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 299
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • 4,087.4
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sarou's Group's $600 loan helped a member to buy fertilizer and seeds for her farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 23, 2013
Jun 26, 2013
Currency Exchange Loss:
Jun 17, 2014