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Helen
This is Helen, 57, resident of Payatas, Quezon City, Philippines. She is married to Ramiro, a vendor and a mother to her children. By the grace of God, Helen has managed to support her children's daily needs. At this time, she is working hard to sustain their everyday expenses.

Helen sells different silver and gold accessories like earrings, bracelets and rings. Her regular customers are her neighbors and the local community. She earns a minimum of Php 1,000 in sales every day.

To help her continue operations, she is requesting a Php 25, 000 loan. She will use the loan to buy more silver and gold accessories.

Helen dreams of expanding her business and having her own stall. She meets up with her co-fellowship members to share stories of her work every week where she finds strength and encouragement studying the word of God.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15-30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay micro-finance loans.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $1175
    Average annual income
  • 343
    View loans »
    Philippines Loans Fundraising
  • $52,188,500
    Funds lent in using Kiva
  • 43.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Helen to pay for more silver and gold accessories needed in her business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 30, 2013
Listed
Jun 26, 2013
Currency Exchange Loss:
Possible
Ended:
Dec 17, 2013