Sonia’s a lady living in the city of Estelí for a long time; she works as a grocer and selling cosmetics. Since she got her first loan her life improved quite a bit; she was able to invest in her grocery store and in selling cosmetics. She’s asking for this new loan to buy rice, sugar, oil, soft-drinks and cosmetics. Now that her daughters are older they help her distribute her goods and she has good regular customers. She says that her customers don’t change because her prices are good and she sells the best. Her future plan is to have a bigger business that impacts her sector and her near-term goals are to increase inventory and to have the products her customers are asking for.
Sonia es una señora que vive en la ciudad de Estelí desde hace mucho tiempo se dedica al negocio de pulpería y la venta de cosméticos ella desde que recibió el primer crédito su vida mejoro en gran manera pudo invertir en la pulpería y la venta de cosméticos este nuevo préstamo lo está solicitando para comprar arroz, azúcar, aceite, gaseosas y cosméticos sus hijas que ya están grandes la apoyan en la distribución de sus productos tiene buenos clientes fieles. Ella dice que sus clientes no la cambian ya que da buenos precios vende lo mejor.
Sus planes futuros son tener un negocio grande que impacte en su sector, sus metas próximas son aumentar su inventario y tener los productos que sus clientes le están solicitando .
Previous Loan Details
Sonia, 51, is from Condega, Estelí Municipality. Besides having a bachelor’s degree in Biology, she’s also a merchant and the mother of four children only the youngest of which is still in her care.
Sonia has been the owner of a grocery store for four years that’s located at home. She star...
More from Sonia Maria's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.