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Rigoberto
Rigoberto, 18, is single. He learned to work in agriculture since he was a boy; his father taught him. He never went to school and has always worked in agriculture because that’s his only source of income to subsist. He plants 14,000 square meters of corn on very steep hillsides which makes his work very much more difficult because the work he does daily to care for his crops to keep them in good condition and yield higher harvests is very hard. He carries his fertilizer on his back all the way to his corn fields because they are inaccessible by vehicle. To buy supplies he takes a bus from his community to the nearest city, a 20 minute trip.

The loan he’s asking for is to buy 8 sacks of manure among other farm supplies to plant 14,000 square meters of corn and 14,000 square meters of summer sorghum. It’s very difficult for him to go to the city to buy small amounts of supplies so if the loan is approved he will be able to buy everything in one trip which will save time and money. By having all the supplies at home, he will be able to provide his corn field with care in a timely fashion which will lead to increased production and income to repay his loan and to feed his family. He plans to work hard and to save money to buy a small lot to build a house to live in with his family since they currently live in a house made of mud and twigs.
View original language description ↓
Rigoberto tiene 18 años de edad, esta soltero. Aprendió el oficio de agricultor desde que era un niño su papá fue quien le enseño, ya que él nunca fue a la escuela siempre se dedico a la agricultura, porque es su única fuente de ingresos para subsistir. Él siembra 14,000 metros cuadrados de maíz en una de las laderas muy empinadas lo cual hace que sus labores en el cultivo sean mas difíciles, ya que es muy duro el trabajo que se realiza a diario para mantener el cultivo en muy buenas condiciones y así tener una mayor cosecha, sus fertilizantes los llevan en el lomo hasta donde se encuentra su milpa, ya que en vehículo no se puede llegar.

Para comprar los insumos aborda un autobús en su comunidad, en el cual viaja durante 20 minutos hasta la ciudad mas cercana.


El préstamo que esta solicitando es para comprar 8 sacos de abono para sembrar 14,000 metros cuadrados maíz y 14,000 metros cuadrados de maicillo de verano, entre otros insumos para su cultivo. A él se le dificulta mucho salir a la ciudad a comprar sus insumos por poquitos, por lo que si se le aprueba el crédito comprara todo de un solo viaje, lo que le ahorrara tiempo y dinero. Al tener todos sus insumos en casa, podrá dar un manejo a tiempo a su milpa, lo que vendrá a incrementar su producción y sus ingresos, para pagar su crédito y alimentar a su familia.


Planea trabajar duro y ahorrar dinero para comprar un despacito de tierra y hacer una casa para vivir con su familia, ya que actualmente viven en una casa de bahareque.

Additional Information

More information about this loan

This loan is part of a project to help young men and women in El Salvador (under age 26) launch their own businesses. The field partner is reducing the guarantee for these individuals, who normally would not have access to loans due to their lack of experience. Unemployment for young people is high in El Salvador, a fact that motivates many of them to leave the country instead of searching for work. Aside from access to financing, clients will also be grouped together according to their business types to receive training from CrediCampo's social development unit, and to share advice and support with one another.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $7,500
    Average annual income
  • 852
    View loans »
    El Salvador Loans Fundraising
  • $25,704,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Rigoberto to buy agricultural supplies.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jun 14, 2013
Listed
Jun 24, 2013
Currency Exchange Loss:
N/A
Ended:
Feb 17, 2014