Update on Jose AntonioJosé is a humble farmer living in the community of El Bálsamo in the outskirts of Boaco. He was benefited with his first Kiva loan which he used to provide better crop care; he sold his harvest at a fair price and is grateful for the support he got when he most needed it.
Today, he’s asking for a loan to buy manure and fertilizer to plant basic grains because he wants to produce a good crop yield that will lead to income to improve his family’s quality of life.
Hoy está necesitando el crédito para comprar abono y fertilizante para sembrar granos básicos pues desea sacar una producción de calidad que le permita conseguir ingresos para mejorar la calidad de vida de su familia.
Previous Loan DetailsJose is married with four children. He lives in the community of El Bálsamo and is a farmer. His grandfather taught him to work the land: how to prepare it, clear it, plant seeds in the right spot; how to negotiate the prices of his crops despite not having an education. He has dedicated his life… More from Jose Antonio's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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