A loan of $4,800 helps Manuel to purchase additional inventory, establish a commercial relationship with Accion East and Online, and further develop his credit.
Manuel is originally from the Dominican Republic. He has been living in the United States for five years with his wife and children. Part of his motivation for starting his own business developed from his desire to be more independent and to raise capital to improve the quality of life for his family. Manuel believes that “there is nothing better than being self-employed”. Since September 2012, he has owned and operated DMMJ Grocery, a bodega that sells groceries, deli meats/sandwiches, and general store items. Part of his success is due to his extensive experience running a bodega in the Dominican Republic. Manuel is driven to continue building his credit and developing his skills as an entrepreneur while simultaneously seeking to meet his customers’ needs.