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Chocolate Group
In this Group: Maria Guadalupe, Fabiola , Zoila *, Cecilia De Jesus, Daniel, Isabel , Leonor , Oscar , Cinthia Iveth
* not pictured
“Chocolate” is the name of a group of nine kind, cheerful and hardworking people. This group is located in a very well-known spot located near the Cerro de Oro dam. Along the shores of the lake there is a series of small thatch roof stands that operate as restaurants where the main dish is bream cooked in various ways.

Fabiola is one of the group members. She’s 36-years-old and only completed high school. She’s a single mother of a little boy whose name is Niels and who attends primary school. She’s been a clothes merchant for more than 15 years aiming at providing a better life for her son and to create her own source of employment. She sells from a stand she has in her community market. At the beginning she only sold clothes but since she had an establishment she started to stock it with other products like shoes, accessories and gifts.

What she likes best about her business is that she earns her own money and she can use profits to cover her son’s school, clothes and food costs. She requested this loan to invest in the purchase of a variety of shoes, shirts, blouses, t-shirts, pants, shorts, skirts, dresses and accessories. She hopes that her business will continue making progress with this investment so that she can increase profits to offer her son in future the opportunity to study a professional career. The group thanks VisionFund for the loan granted.

The other group members are:

Maria - soft-drink sales
Zoila - candy sales
Cecilia - shoes sales
Daniel - carpentry services
Isabel - clothes and shoes sales
Leonor - stationery
Oscar - meat sales
Cinthia - shoes sales
View original language description ↓
Chocolate es el nombre de un grupo integrado por 9 personas amables, alegres y trabajadoras. Este grupo se encuentra ubicado en un lugar muy conocido porque cerca se encuentra la presa de Cerro de Oro y a la orilla de la la laguna hay una serie de pequeñas palapas que trabajan como restaurantes donde el platillo principal es la mojarra en diferentes presentaciones.

Fabiola es uno de los integrantes de este grupo, tiene la edad de 36 años, solo estudio la preparatoria y es madre soltera de un pequeño de nombre Niels que estudia la primaria. Ella se dedica al comercio de venta de ropa desde hace mas de 15 años, con la intención de brindar a su hijo una mejor vida y crear su propia fuente de empleo, ella realiza sus ventas desde un local que tiene en el mercado de su comunidad en sus inicios solo vendía ropa pero ya que tenia un establecimiento empezó a surtirlo de mas productos como zapatos, accesorios y regalos.

Lo que mas le gusta de su negocio es que gana su propio dinero y sus ganancias las puede usar para cubrir los gastos de escuela, vestido y alimentación de su hijo. Ella solicito este crédito para invertirlo en la compra de variedad de zapatos, camisas, blusas, playeras, pantalones, shorts, faldas, vestidos y accesorios.

Ella espera que con esta inversion su negocio continue progresando y pueda aumentar sus ganancias par a en un futuro poder ofrecer a su hijo la oportunidad de estudiar una carrera profesional.

Este grupo Agradece a viSion fund por el préstamo que se les brindo.

Los de mas integrantes del grupo son:

Maria venta de refrescos
Zoila venta de dulces
Cecilia venta de zapatos
Daniel servicio de carpinteria
Isabel venta de ropa y zapatos
Leonor papeleria
Oscar venta de carne
Cinthia venta de zapatos

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 12
    View loans »
    Mexico Loans Fundraising
  • $18,578,375
    Funds lent in using Kiva
  • 13.2
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Chocolate Group's $6,125 loan helped a member to buy shoes, clothes and accessories.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 10, 2013
Listed
Jun 24, 2013
Currency Exchange Loss:
Possible
Ended:
Nov 17, 2013