Update on Juan JoséJuan is 37 years old. He has a spouse and three children. Since he was a child, he worked with his brothers in farming and raising cattle. In his free time, he helped his father in the carpentry workshop. When he was 15 he started to really learn carpentry with his father, who trained him. He learned the trade well. At 20 years old, he married and started to work independently to buy tools little by little, and then he set up his own carpentry workshop.
He buys the raw materials in the closest lumberyards which are 5 kilometers from his house. Later he pays for transport of the wood to the workshop, but on some occasions he has to go further away to buy the raw materials when he can't find it in the same place.
The loan he is asking Fundación Campo for is to buy machinery for carpentry, as well as raw materials and other materials he needs. This way, he will offer a better service, increasing his customers and improving his family's finances.
His plans for the future are to expand with more machinery and employees in his carpentry shop.
La materia prima, las compra en las cerraderas más cercanas que esta a 5 kilómetros de su casa. Luego paga un medio de transporte para que le lleve la madera al taller; pero en algunas ocasiones tiene que trasladarse a lugares más lejanos para comprar la materia prima, cuando no encuentra en el mismo lugar.
El préstamo que esta solicitando a Fundación Campo, es para comprar maquinaria para la carpintería, materia prima e insumos necesarios para la misma. Así, Prestara un mejor servicio de carpintería realizando con mas rapidez y de mejor calidad la producción aumentando sus clientes y mejorando la economía de su familia.
Los planes que tiene para su futuro, es ampliar con mas maquinaria y empleados su carpintería.
Previous Loan DetailsJuan is 36 years old, married and has three children. He and his brothers have been doing agricultural work and raising cattle since they were children. In his free time he used to help his father in his carpentry workshop. At 15 years of age Juan decided to devote himself completely to carpentry... More from Juan José's previous loan »
About CrediCampoThis loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid