Josephine lives in West Point, one of the most populated and well known markets in Montserrado County. She is 36 years old. She did not attend school, but she is engaged in a business to help herself. She is married, with five children between the ages of 18 and 3. They are in school, and all live at home.
For the past ten years now, Josephine has been selling used clothes in the local market. She received a small amount from her husband to establish her business, and she learned this way of trading from her friends. She likes her business because she makes more profit.
She is requesting a loan to purchase more used clothes for business. Her plans are to educate her children and build a house.