Atta is a 58-year-old married woman and the mother of one child. She has been involved in milk sales for the past 20 years.
She has five calves and six buffaloes for her business. She sells their milk to many of her neighbors, along with the butter and cheese she makes from the milk. Over time, she has become famous in her area for providing good quality milk. She has a good client list, and makes enough to contribute to her family's income.
Now she has requested a loan of Rs. 30,000 to purchase one more buffalo, and feed for its calves. She is in her second loan cycle with Kashf Foundation.
She wishes to spend part of the revenue on the betterment of her family members.
About Kashf Foundation
Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.
Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.
Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.