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Azamat lives in Kubadiyon. He is 33, married, and has two sons and two daughters. He has a college degree, and works as an engineer at the telephone office. He would like to launch a livestock business on the side, buying and selling cattle. He has a cattle shed in his yard. He plans to buy five bulls, fatten them for a month, and then sell them on the local market for a profit. This is a rather profitable business, and Azamat wants to use it to improve his family's finances. He is requesting a loan to buy cattle and feed.
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Азамат житель района Кубадиён. Ему 33 года. У него есть жена, двое сыновей и двое дочерей. Азамат имеет высшее образование. Он работает инженером на телефонной станции. Азамат одновременно хочет заняться животноводческим бизнесом. Его интересует купля и продажа крупного рогатого скота. У него при дворе дома имеется коровник. Азамат планирует закупать по 5 голов бычков, откармливать их в течение одного месяца и затем продавать их на местном рынке с наценкой. Это довольно прибыльное дело и Азамат таким образом хочет улучшить финансовое положение семьи. Азамат просит кредит для закупа крупнорогатого скота и его корма.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 122
    View loans »
    Tajikistan Loans Fundraising
  • $29,861,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $2,950 helped Azamat to buy cattle and feed.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 19, 2013
Jun 24, 2013
Currency Exchange Loss:
Jul 24, 2013