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Alvard has been involved in agriculture for 25 years. A teacher by profession, Alvard runs a farming business with her husband. They keep livestock, which currently includes 30 chickens, four cows and 10 calves. Alvard also owns agricultural land, where she cultivates different types of vegetables.

Over time, Alvard and her husband have become famous in their area for providing good quality products. They sell the gathered harvest locally and get income that is vital for sustaining their living.

Realizing that agriculture is very important for them, Alvard and her husband would like to expand it. By requesting this loan, Alvard wants to increase her livestock by one cow, and pay for forage for feeding it. The loan is very important for this family to enlarge their farming business and cover basic needs.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 100
    View loans »
    Armenia Loans Fundraising
  • $13,984,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,500 helped Alvard to pay for a cow and forage for feeding it.
66% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jun 3, 2013
Jun 26, 2013
Currency Exchange Loss: