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Mary's Group
In this Group: Mary, Perpetual, August, Esther
This group is composed of four members, who live in the same town. Their main businesses involve trading in smoked fish, wigs, hair pomade, hair relaxers and second-hand clothing. This borrower, Mary, is married and has a child living with her. She is the one in the photo with smoked fish in her hand. She is the group leader. Her business involves smoking fish and selling to customers in both the public work sector and the private work sector. She sells fish to help her husband, so that together they give their family a better life. She intends to buy two cartons of fish for GHS 700 to serve her customers better. Her goal is to increase her savings and cover her child's schooling costs. The other members are Perpetual, August and Esther, who sell wigs, hair products and second-hand clothing, respectively.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Ghana

  • $3,500
    Average annual income
  • 33
    View loans »
    Ghana Loans Fundraising
  • $11,973,075
    Funds lent in using Kiva
  • 2.0
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Mary's Group's $1,700 loan helped a member to buy two cartons of fish and serve her customers better.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 13, 2013
Jun 26, 2013
Currency Exchange Loss:
Jan 17, 2014