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Mukaddas is 29 years old. She is divorced, has a young child, and lives with her mother, brothers, and sister-in-law in the Shahrituz region. In the beginning it was difficult for Mukaddas to deal with her family life. But in the end, because of her family, friends, and most importantly because of her child she was able to cope with the crisis. Now Makaddas wants to start a business. She intends to start a trading business. In the market she has a trading point, where her brother used to trade. At this time Mukaddas' brother is in Russia working and sending his earnings back to her. Mukaddas applied for a loan so that she may purchase products. She plans to begin selling children's clothing and hopes for your support.
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Мукаддасу 29 лет. Она разведена, имеет маленького ребенка и живет у матери вместе с братьями и невесткой в Шахритусском районе. Вначале Мукаддас было трудно справиться с тем, что ее семейная жизнь не сложилась. Но затем при поддержке родных, близких и самое главное благодаря ребенку ей удалось справиться с кризисом. Сейчас Мукаддас хочет начать свое дело. Она намеревается заняться торговым бизнесом. На рынке района у них имеется торговая точка, где раньше торговал ее брат. В данный момент брат Мукаддас находится в России на заработках и отдал это место ей. Мукаддас обратилась за кредитом, чтобы закупить товар. Она планирует заняться продажей детских одежд и надеется на Вашу поддержку.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 169
    View loans »
    Tajikistan Loans Fundraising
  • $29,656,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Mukaddas to buy children's clothing to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 19, 2013
Jun 23, 2013
Currency Exchange Loss:
Jun 17, 2014