Trang was born in 1985. She has two children who are learning at a kindergarten school. She and her husband are workers to earn a living. Her husband earns about 5,000,000 VND per month. She earns about 5,000,000 VND per month. Her family’s total income is about 10,000,000 VND per month. They have done their jobs for six years.
Aside from their day jobs, Trang also breeds chickens to earn more money. Her challenge is a lack of capital to invest in her business. Her dream is that her children will get a good education. This loan is one of the steps that will help her reach her dream. She will be able to invest in breeding chickens to gain earnings and save the profits for her children’s education.
Trang is a hardworking and careful woman. She has participated in SEDA’s credit program since 2007. In the last loan cycle, she borrowed 8,502,000 VND and repaid the loan on time. In this loan cycle, she wants to borrow 9,810,000 VND to buy more chickens to raise on her farm.
The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.
You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.