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Tam's Group
In this Group: Tam, Phuong, Diep, Mui
Tam was born in 1951. She has a son who is married and is a worker. Tam is a widow. She is a hardworking woman and cooks breakfast to sell. She earns about 3,000,000VND per month. Tam has done this job for seven years. Her challenge in work is that she is lacking business capital.

Tam's dream is to build a two-storey house. This loan is one of the steps that will help her reach her dream. Tam has participated in SEDA’s credit program since 2006. In the last loan cycle, she borrowed 9,810,000VND and repaid on time. In this loan cycle, she wants to borrow 11,118,000VND to buy more ingredients to cook food and breakfast in the market.

Other members who are part of Tam’s group include the following:
Phuong, who is 61 years old. She has two children, and is a retired worker. She wants to borrow 11,118,000 VND to sells tonics.
Diep is 38 years old. She is a farmer and has two children. She wants to borrow 11,118,000 VND to sell beer.
Mui is 64 years old and has three children. She is a retired worker and wants to borrow 11,118,000VND to make aluminium frames,

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 121
    View loans »
    Vietnam Loans Fundraising
  • $15,355,275
    Funds lent in using Kiva
  • 21,030.5
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Tam's Group's $2,125 loan helped a member to buy more ingredients to cook food and breakfast in the market.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 22, 2013
Jun 26, 2013
Currency Exchange Loss:
Jun 17, 2014