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Pearl's Group
In this Group: Dickson , Pearl
The group is made up of two borrowers. One of them is Pearl, a 43-year old woman, who has two grown children. Her business is the sale of tomatoes. She has been in this business for four consecutive years. She supplies this product in her community to all customers who want to retail from her. Her oldest daughter helps her manage the business. She travels to the farms and buys in boxes.

She has been a client of ID-Ghana for four years. She will invest this loan amount of GHS 2,500 in the purchase of four boxes of tomatoes to supply to customers.

Dickson is 40 years old, she's a seamstress and together they need a total amount of GHS 4,000 to meet customer demand.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 27
    View loans »
    Ghana Loans Fundraising
  • $11,565,250
    Funds lent in using Kiva
  • 2.0
    Ghana Cedis (GHS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A portion of Pearl's Group's $2,000 loan helped a member to purchase of four boxes of tomatoes and supply to customers.
98% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 13, 2013
Listed
Jun 26, 2013
Currency Exchange Loss:
Possible
Ended:
Jan 17, 2014