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Ubumwe Group
In this Group: Mbonyizina, Birigirwa, Mukesha, Ndirivamunda, Nyirabarere, Safi, Muhindo, Bazukira, Jambere, Kayanda, Muliri, Ngarukiye, Mpankanyi, Safi, Pano, Sebahunde, Basenda, Muyoboke, Renzaho, Rukema, Buhendwa, Byanganshaka, Seburo, Bijobyenda, Mamy, Musema, Ainkamiye, Rwambibi, Muyoboke, Ny'ransekuye, Sifa, Dodo
This client, Muliri, is the secretary of the loan group "Ubumwe". A young and courageous entrepreneur, she is 35 years old and a mother of eight. Her husband is a merchant of various goods. This client sells Fanta (soft drinks). She started this business with funds from her husband.

This new loan is going to be used to purchase 8 to 15 cases of Fanta. A major obstacle in developing her business is broken bottles. For the future, she would like to expand her enterprise, build a house, and provide education for her children. So, she thanks Hekima for its micro-credit support of women entrepreneurs.
View original language description ↓
La cliente Muliri est secrétaire du groupe de crédit « Ubumwe », jeune entrepreneur courageuse, âgée de 35 ans et mère de 8 enfants. Son conjoint est un commerçant de divers. La cliente est vendeuse de Fanta (boissons sucrées). Elle commença cette activité avec le fonds reçu de son mari. Ce nouveau prêt va lui servir d’acheter 8 15 casiers de Fanta. Les casses de bouteilles sont des obstacles majeurs pour le développement de son activité. Dans le futur, elle souhaite agrandir son entreprise, construire une maison et scolariser ses enfants. Ainsi, elle remercie Hekima pour son soutien en micro crédit aux femmes entrepreneurs.

Additional Information

More information about this loan

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 22
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,044,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Ubumwe Group's $3,600 loan helped a member to purchase cases of Fanta to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 17, 2013
Jun 23, 2013
Currency Exchange Loss:
Nov 17, 2013