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Badriddin is a joyful 34-year-old man. He is married but does not yet have children. He and his wife live in a small house in a rural village. Not having had children yet, they have not lost heart, but continue to hope and wait. In order to have a steady income, Badriddin engages in his business. For more than 3 years, he and his wife have been growing potatoes. Badriddin himself was born into a farming family, and, because of this, he has great experience in this business, since he has been helping his father work the field from childhood. Each year during the season, he receives a good harvest, which he then sells at the market and receives a stable income. Badriddin uses the income from his business to spend on food and necessities for his family. However, he wants to bring his home to a better condition, and he needs money in order to do this. So, he has been dreaming of becoming a bigger-scale farmer and wants to expand his business and increase the size of his harvest. Increasing the size of his harvest will give him a larger profit, which will help him save up enough money to remodel his home. For this reason, Badriddin turned to Avrand and hopes to receive a loan in order to buy potato seeds. He hopes to have a positive outcome and thanks Avrand in advance for the support.
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Бадриддин жизнерадостный мужчина в возрасте 34 лет. Он женат, но пока не имеет детей. Вместе с женой он живёт в маленьком доме в сельской деревне. Не имея детей, они всё же не унывают, а продолжают надеется и ждут. Чтобы иметь постоянный доход Бадридин занимается своим бизнесом. Уже более 3-х лет он вместе со своей женой выращивает картофель. Сам Бадридин родился в семье дехканина, и поэтому он имеет большой опыт в этом деле, так как с детства помогал своему отцу работать на поле. Каждый год, в сезонный период они получают хороший урожай, который потом продают на рынке и получают стабильный доход. Получаемый доход от своего бизнеса Бадриддин расходует на пропитание и нужды своей семьи. Но он хочет привести свой дом в благоприятное состояние и для этого ему нужны денежные средства. Также он мечтает стать большим дехканом и хочет расширить свой бизнес, увеличив объем урожая. Увеличив объём урожая, он будет получать больше прибыли и что поможет ему накопить денежные средства для ремонта своего дома. По этой причине Бадридин обратился в Арванд и хочет получить кредит, чтобы закупить семена картофеля. Он надеется на положительный результат и заранее благодарит Арванд за поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.


About Tajikistan

  • $2,700
    Average annual income
  • 108
    View loans »
    Tajikistan Loans Fundraising
  • $29,894,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Badriddin to buy seeds.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 23, 2013
Jun 23, 2013
Currency Exchange Loss:
Mar 17, 2014