Sialae is 26 years old and married. She has two children. She owns and operates a small store, selling food items that she has made, such as pork buns and pancakes. She has been doing this for three years.
Sialae needs a loan to buy flour, sugar, baking powder, meats, and cooking oil. She hopes to use her profits to enlarge and improve the quality of her business, and also to help support her family and kids. She became a member of SPBD in 2012, to gain access to capital for her business.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.