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Rosa Margoth
Rosa is 61 years old. She grew up in a household with limited resources, so she was only able to attend school through primary school and later helped her parents with the household chores and in the fields. She got married very young to Efren, who is 57 years old and works as a farmer. With him, she left the city where she was born to go to an area with a warm climate where their six children were born. Five of them are now independent and have their own families and the youngest is about to finish primary school. Rosa lives with him and her husband in Rio Verde in Santo Domingo, the capital of the Santo Domingo de los Tsachilas province. The city has a significant amount of trade since it has become a land port for exchange between the mountain and coastal regions of the country. Its various tourist attractions, in addition to its warm climate, are frequented by national and international tourists. The majority of the inhabitants have learned a commercial trade or provide services to the locals and tourists.

Seven years ago, with the objective of helping with the household expenses, Rosa started a business raising chickens for later sale. She learned this work from one of her relatives who shared their knowledge of the business so that Rosa could also put it into practice. Rosa spends her mornings and sometimes afternoons cleaning, feeding, and caring for the chickens. At the same time, she does the household chores so that she does not have to worry about the needs of her husband and son.

Rosa says that for her business it is always necessary to have capital to purchase "balanceado", which is the special feed that is given to poultry, as well as chicks to raise them and later sell. This is why for the fourth consecutive year, she has requested a loan to invest in the purchase of additional chickens and feed at wholesale prices. This allows her to have the necessary feed for the chickens she has and those she will sell.

Rosa has been a punctual customer with her repayments and has continued working with Fundacion Alternative because of the treatment she receives in the office and her account manager is motivating. Rosa is grateful to all of the people around the world who decided to trust her and her small business without knowing her.
View original language description ↓
Rosa es una mujer de 61 años que creció en un hogar de escasos recursos por lo que pudo educarse hasta terminar la escuela primaria y luego ayudar en los quehaceres del hogar y del campo junto a sus padres. Se casó muy joven con Efren que actualmente tiene 57 años y se dedica a la agricultura, con él salió de la ciudad en la que creció; para ir a una zona con clima cálido donde nacieron sus 6 hijos; 5 de los cuales son independientes, trabajan y tienen su familia, el hijo menor está a punto de terminar la escuela primaria y Rosa vive con él y su esposo en Río Verde de Santo Domingo, la capital de la Provincia de Santo Domingo de los Tsáchilas, una ciudad que cuenta un comercio considerable ya que se ha convertido en un puerto terrestre de intercambio comercial entre las regiones Sierra y Costa del país. Sus varios atractivos turísticos acompañados de su clima cálido son muy concurridos por turistas nacionales y extranjeros y la mayoría de sus habitantes han emprendido con alguna actividad comercial o de servicios para habitantes y turistas.
Rosa con el objetivo de aportar en los gastos del hogar, desde hace 7 años emprendió con el negocio de crianza de pollos para su posterior comercialización, actividad que la aprendió de uno de sus parientes quien compartió todos los conocimientos del negocio para que Rosa también lo pusiera en práctica. Rosa invierte todas las mañanas en el aseo, alimentación y cuidado de los pollos y a veces algún tiempo en las tardes, paralelamente a esto, ella realiza los quehaceres del hogar para no despreocuparse de las necesidades de su esposo e hijo. Rosa firma que para este negocio siempre es necesario proveerse de capital para comprar “balanceado” que es el alimento especial que se da a las aves y además para comprar pollos bebé para criarlos y luego venderlos; es por esto que por cuarto año consecutivo, ella ha solicitado un préstamo que lo invertirá en la compra de algunos pollos adicionales y además balanceado al por mayor para tener la provisión de alimento necesaria para los pollos que tiene y los que vendrán. Rosa ha sido una cliente puntual en sus cuotas y ha continuado trabajando con Fundación Alternativa porque el trato que recibe en la oficina y de su ejecutivo de cuenta es motivador. Rosa agradece a todas las personas alrededor dl mundo que aún sin conocerla deciden confiar en ella y su microempresa.

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About Fundación Alternativa

Fundación Alternativa encourages entrepreneurship and provides sustainable financial and non-financial services that promote social and economic development in Ecuador. The organization focuses on serving poor and excluded populations through analysis of clients' living conditions and by providing business training and other support services in urban, rural and marginalized parts of the country.

About Ecuador

  • $10,600
    Average annual income
  • 48
    View loans »
    Ecuador Loans Fundraising
  • $24,300,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,675 helped Rosa Margoth to purchase chickens and feed for them.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 29, 2013
Listed
Jun 23, 2013
Currency Exchange Loss:
N/A
Ended:
Jul 17, 2014