3 De Noviembre (Cuenca) Group
One of the members of this group is Rosario, who has been a member for 13 years. During this time, she has been able to establish a better friendship with her friends in the community and become more supportive. The loans have helped her to stay in business.
At 57 years old, Rosario is married and has three adult children who are married and live on their own. Her husband works in construction as a bricklayer. They live in their own home.
Rosario works in the fields, which she learned from her parents. She raises and sells chickens, guinea pigs, and sheep. She then sells them in the community. She also has cattle, which she uses to sell milk. She also works in agriculture. The crops she harvests are used for household consumption.
She will invest the money from this loan into buying animal feed and fertilizer for her pastures. Her goal is to have more cattle of a better quality.
Una de las socias de este grupo es la Señora. Rosario, forma parte del banco comunal 3 de Noviembre desde hace 13 años, en todo este tiempo ha logrado establecer una mejor amistad con sus amigas de la comunidad y ser más solidarias, los créditos le han ayudado para continuar con su negocio.
Doña Rosario tiene 57 años, es casada y fruto de su unión conyugal ha concebido 3 hijos que son mayores de edad, están casados y viven independientes. Su esposo labora en el área de la construcción como albañil, la casa en la que vive es propia.
Ella se dedica a las tareas del campo actividad aprendió de sus padres, cría y vende gallinas, cuyes y ovejas que las vende en su comunidad, tiene ganado del cual vende la leche. También se dedica a la agricultura y lo que cosecha es para el consumo de su hogar.
El dinero de su crédito va a invertir para la compra de abono para sus potreros y alimento para sus animales.
Su meta es tener más ganado y de mejor calidad.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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