El Cruce Hacia El Futuro (Cuenca) Group
One of the members of the group is Jenny, who has been a member for six years. She is 26 years old, married, and has no children. Her husband works as a public employee. She does not have her own home because she lives with her in-laws, with whom they share the household expenses.
Jenny has had her own business for five years. It is a copy center where she also covers theses, sells stationary items, and sells candy. She works at her business from Monday to Saturday from 8:00am until 10:00pm. In her home, she works raising and selling guinea pigs.
She will use the money from the loan to purchase a printer. Her goal is to finish building her home.
The small photos are of two group members who were not able to be present when they took the group photo.
Una de las socias de este grupo es la Señora. Jenny, lleva 6 años en el grupo de crédito el Cruce hacia el Futuro. Tiene 26 años, es casada y aun no concibe hijos, su esposo labora como empleado público, no tiene casa propia por lo que vive en casa de sus suegros con quienes comparte los gastos del hogar.
Doña Jenny tiene negocio propio desde hace 5 años, es un centro de copia donde también realiza empastado de tesis, vende productos de papelería y confitería, labora en su negocio de lunes a sábados desde las 8 de la mañana hasta las 10 de la noche. en su casa se dedica a la cría y venta de cuyes.
Con el dinero de su nuevo crédito va a comprar una impresora.
Su meta es terminar de construir su casa.
Las fotos pequeñas son de dos socias que no pudieron estar presentes cuando se tomo la foto del grupo.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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