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Anonymous
The client makes a living selling all types of personal care products such as lotion, deodorant, perfume, cream, and other things. Her business is located in her house. With the profits from her sales she helps pay for the household expenses. She lives with her father in his house.

The client wants to grow her business, so she's requesting a loan to be able to buy everything she needs: perfume, deodorant, lotion, and cream. She's also going to buy clothing because she has a lot of customers because of her affordable prices.

With the requested help she'll be able to earn better profits and continue helping her father with the household expenses without any limitations whatsoever.
View original language description ↓
La clienta se dedica a la venta de todo tipo de productos de uso personal como lociones, desodorantes, perfumes, cremas, entre otras cosas, su negocio lo tiene ubicado cerca de su lugar de residencia con las ganancias que obtiene de sus ventas ayuda a solventar los gastos de su casa vive con su padre en casa de él, la clienta desea acrecentar su negocio por eso solicita un crédito que le permita poder comprar todo lo necesario como: perfumes, desodorantes, lociones, cremas y también desea comprar ropa ya que tiene mucha clientela por dar sus productos a precios accesibles con la ayuda solicitada ella podrá obtener mejores ganancias y así seguirá ayudando a su padre en los gastos de la casa sin limitación alguna.

Additional Information

More information about this loan


This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   


Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.


About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 547
    View loans »
    El Salvador Loans Fundraising
  • $23,480,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped this borrower to buy personal care products and clothing.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 13, 2013
Listed
Jun 23, 2013
Currency Exchange Loss:
N/A
Ended:
Jan 25, 2014