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Albert Norberto
Albert, 36, has made a living in agriculture for several years. He grows corn and sorghum and sells his crops in the markets near his house. With his profits he's able to cover some of his household expenses. He lives in his own house with his wife and his three children.

Albert's requesting a loan to be able to buy seed, soil amendments, herbicide, and fertilizer to improve the plot of land he farms, which is shown in the photograph.

This way he can continue with his harvests and give his family what they need without any limitations.
View original language description ↓
Albert de 36 años de edad se dedica a la agricultura desde hace varios años siembra maíz y sorgo, vende sus productos en los mercados que están cerca de su lugar de residencia con las ganancias que obtiene logra cubrir algunos gastos de su hogar, vive en casa propia con su esposa y sus tres hijos, Albert esta solicitando un crédito para poder comprar semillas, abonos, herbicidas, fertilizantes y poder mejorar el terreno donde siembra que es el que muestra la fotografía, para poder seguir con sus cosechas y darle a su familia lo que necesitan sin limitación alguna.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 747
    View loans »
    El Salvador Loans Fundraising
  • $27,037,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Albert Norberto to buy seed, soil amendments, herbicide, and fertilizer.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Jun 13, 2013
Jun 23, 2013
Currency Exchange Loss:
Dec 19, 2013