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Ruth is 28 years old and has three children, two in school at ages 10 and 7 and a baby of nine months. She makes a living from knitting sweaters, blankets and baby clothing in her home, which is in the Villa Adela area.

This loan is her first sequence with the institution. Ruth is going to use this loan to buy construction material to remodel her house environment, and also to buy wool wholesale to knit her sweaters and blankets. This time of year she has a lot of sales, as it is very cold. She also delivers requests to the various markets of the city of El Alto.

Ruth faces challenges in her business, such as stocking her merchandise, and she is going to utilize the benefits and keep buying her materials wholesale for the knitting of her clothing.
View original language description ↓
La Sra. Ruth tiene 28 años, tiene tres hijos de las edades de 10,7 años que se encuentran en edad escolar y una bebe de nueve meses, ella se dedica a tejido de chompas, mantas y ropa de bebe, en su domicilio que se encuentra en la zona de Villa Adela, este préstamo es su primera secuencia dentro de la institución, la Sra. Ruth va a usar este préstamo para la compra de material de construcción para remodelar un ambiente de su casita y también para la compra de lana por mayor para el tejido de sus chompas y mantas ya que por esta fechas tiene mucha venta ya que hace mucho frio, también entrega pedidos a los distintos mercados de la ciudad de El Alto, la Sra. Ruth enfrenta retos en su negocio que son surtir su mercadería y va a utilizar los beneficios e seguir comprando por mayor sus materiales para el tejido de sus prendas de vestir.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 205
    View loans »
    Bolivia Loans Fundraising
  • $31,480,250
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Ruth to buy construction material and wool for knitting clothing.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 31, 2013
Jun 23, 2013
Currency Exchange Loss:
Jul 17, 2014