The loan that they are taking will benefit this group of small-businesswoman, of which Hilda is a member. She states that she joined Pro Mujer 4 years ago at the invitation of an adviser from the institution when she went to her house to visit her. Now, Hilda has a dressmaking business. She started out in this line of work when she was employed at a dressmaking workshop, and later she decided to establish an independent business.
She will use this loan to increase her working capital; she will buy fabric from the wholesale vendors in the city of El Alto and later use it to make items to sell from her sales post. This type of work is enabling her to generate resources to support her household in so far as possible. Hilda lives with a partner and their 4 children.
When asked what she likes about Pro Mujer, she answered that she likes the loans and the health clinic.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Hilda es integrante, ella indica que hace cuatro años que integra Pro Mujer, ingresando por invitación de una asesora de la institución que fue a su casa a visitarla. En la actualidad ella tiene un negocio de taller de costura; este negocio lo emprendió anteriormente en un taller donde trabajaba de operaria, posteriormente decide establecer un negocio independiente.
El crédito que ahora sacará es para el aumento de capital (compra de tela) que adquirirá de las vendedoras mayoristas de la ciudad de El Alto y posteriormente a ala elaoración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive en concubinato y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el crédito y el consultorio.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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