The loan that will be taken out will benefit the small business owners within Brígida's group. She indicates that she started with Pro Mujer six months ago on her own initiative. She now has a business selling clothing from the United States. Brígida says that she began this business with some savings that she had and now continues working because the business has been profitable.
The loan Brígida is taking out is to increase her capital through the purchase of American clothing that she will buy from wholesalers in the city of El Alto. She will then sell the clothing at her locale. This type of work allows her to generate resources to sustain her household as best as she can. She is a single mother of two children.
When asked what she likes about Pro Mujer, she says that she likes the group support, the health services and the orientation that is offered.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Brígida es integrante, ella indica que hace seis meses que integra Pro Mujer, ingresando por iniciativa propia. En la actualidad ella tiene un negocio de venta de ropa americana; cuenta que este negocio lo emprendió hace años con unos ahorros que tenía y en la actualidad sigue trabajando porque es un negocio rentable.
El crédito que ahora sacará es para el aumento de capital (compra de ropa americana) que adquirirá de las vendedoras mayoristas de la Ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es soltera y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el apoyo en grupo, el área de salud y la orientación que se le brinda.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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