Ollitas De Barro Group
The loan they’ll take out will benefit small micro businesswomen like Rosa. She indicates that this is the first time she’s joined Pro Mujer having been invited by her girlfriends in the group who are members of the institution. She currently has a business selling cattle and she makes it known that she started it on her own initiative several years ago.
The loan she’ll take out now is to increase capital. She will buy cattle in communities adjacent to La Paz Department and then she’ll sell it in her sales space. This way of working allows her to generate income to support her family since she’s single and has a son. When asked what she likes about Pro Mujer, she answers that she likes the credit, the health area and the training sessions.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Rosa es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por la invitación de sus amigas de grupo que son socias de la institución. En la actualidad ella tiene un negocio de venta de ganado; da a conocer que este negocio lo emprendió por iniciativa propia hace varios años.
El crédito que ahora sacará es para el aumento de capital (compra de ganado) que adquirirá de las comunidades aledañas del departamento de La Paz y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia ya que ella es soltera y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el crédito, el área de salud y las capacitaciones.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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